Most clients observe initial responses from credit bureaus within 30 to 45 days following our first round of tailored legal disputes. The complete restoration lifecycle typically spans 90 to 180 days, depending on the volume and severity of inaccurate remarks.

No. You can onboard digitally in under five minutes. The strategy consultation is a complimentary, high-value option for those who prefer an advisor to walk through their 3-bureau audit line by line before custom drafting begins.

Under the Fair Credit Reporting Act (FCRA), any entry containing inaccuracies, unverifiable documentation, or procedural reporting defects can be disputed: including collections, late payments, charge-offs, repossessions, public records, and unauthorized inquiries.

Real-time 3-bureau monitoring provides our legal team with direct data feeds to confirm deletions, track bureau responses, and prevent re-insertions instantly without causing hard inquiries against your profile.

We back our work with a 100% money-back guarantee. If we are unable to successfully remove or correct inaccurate, unverifiable, or obsolete negative items from your credit profile within 180 days of active service, you are entitled to a full refund.

Your client portal is provisioned immediately. You will link your credit report in under two minutes, and our senior dispute team initiates a full 3-bureau forensic audit within 24 business hours.